Discover your future awesome self.

Making choices now to achieve your dreams of the future can be challenging, but good decisions will certainly pay off later. Finding and funding your passion is like finding your own personal roadmap. We can help you if you just say yes. Then go ahead, embrace the security of an awe-inspiring financial journey.


  • Investments are made in IRA Certificate Accounts with various terms and rates
  • You're eligible to contribute with income from compensation or filing jointly with a spouse who earns income
  • Contributions may be tax-deductible
  • Earnings grow tax-deferred, meaning you don't pay taxes until you withdraw money
  • Withdraw money, penalty-free, starting at age 59 1/2 (other penalty-free withdrawals are allowed in special circumstances)

Retirement planning is pretty exciting, and we want you to be well-informed. Make sure you talk to your tax professional to understand all the tax implications and details before you open your Traditional IRA.

To join today, complete our online membership application. To open a Traditional IRA, please contact us at 800.UCU.4510 or visit one of our advisory centers.

Member Testimonial

"We had an exceptional experience. We found the car we wanted at a great price. I would recommend UCU to others."

- Jeanne T.