Predictable payments for greater peace of mind.

Our fixed rate mortgages are rock-solid. Your rate is protected from rising interest rates, so you get a stress-free mortgage and more time to spend with the ones you love.

Conforming Loans

Our conforming loans are available for loan amounts $647,200 or below.


Choose the term that's right for your conforming loan 


10 year

15 year

20 year

25 year

30 year

Jumbo and High-Balance Loans

Our jumbo and high-balance loans are available for loan amounts $1 over national conforming loan limits.


Choose the term that is right for your jumbo or high-balance loan


10 year

15 year

20 year

25 year

30 year


Click here and complete the information to view our most current daily rates.


The Secure and Fair Enforcement for Mortgage Licensing Act (SAFE Act), requires credit union mortgage loan originators and their employing institutions to register with the Nationwide Mortgage Licensing System & Registry (NMLS).

Each employee of a credit union who acts as a mortgage loan originator must register with the Registry, obtain a unique identifier, and maintain this registration in accordance with the requirements of the SAFE Act.

Below are the registered mortgage loan originators of University Credit Union, NMLS #409731.

  • Tony Abdelmassih – NMLS ID #1848325
  • Johanes Angkadjaja – NMLS ID #1411033
  • Merisa Gates –  NMLS ID #188870
  • Cory McDaniel – NMLS ID #1618300
  • Estela Nagahashi – NMLS ID #1699957
  • Michelle Pacheco – NMLS ID #662822
  • Sheree Reid – NMLS ID #485777
  • Madeline Rivera – NMLS ID #525467
  • Sheri Sicka - NMLS ID #809498
  • David L. Tuyo II – NMLS ID #1152000

One of the objectives of the SAFE Act is to provide consumers with easily accessible information at no charge regarding mortgage loan originators. You may access information at



Request for information related to an existing mortgage loan, or request for resolution of an error or errors in connection with an existing mortgage loan must be made in writing and forwarded via the U.S. mail to the following address:

University Credit Union/TruHome
Member Service Department
9601 Legler Rd.
Lenexa, KS 66219

Mortgage payments sent via U.S. mail should be addressed to:

University Credit Union/TruHome
PO Box 219958
Kansas City, MO 64121-9958

Contact TruHome:

5 a.m. – 6 p.m. PST Monday–Friday, 6 a.m. – 11 a.m. PST Saturday


Want to save even more? Receive a 25% rebate in real estate commissions* when you buy (or sell) a home using realty agencies within our Home Benefits Plus program. Apply for a Fixed Rate Mortgage online or contact us with any questions.

Member Testimonial

"UCU has helped me finance all the cars I have owned throughout my life. They treat me like family."

- Glenn A.