Giving the UCLA community a financial edge since 1951.

Choosing a financial institution is an important decision. You want a partner who understands the University Community exclusively and has the expertise to guide you wisely. At UCU, we offer customized financial solutions for UCLA faculty, staff, students, alumni and their immediate families. We add value by offering competitive pricing, the highest quality personal service, and sincere, sound advice.

From everyday spending to taking out loans, where you bank is a big deal. It can cost — or save — you thousands of dollars. That’s why we want you to bank with your brain, because when you choose your new BFF checking account or any one of our loans, chances are you're guaranteed to end up saving, especially with our Top 1% Best Rates in the Nation Guarantee.* Plus, you could also earn up to 5% APY on your cooperatively powered University Checking account for the banking you already do!** When you join UCU, you’re not just joining a high-performing, not-for-profit financial cooperative, you are joining our University Community. And, like a best friend, we’re there for you for life.

*UCU guarantees our lowest loan rate for cars (based on 36-month term), credit cards, consolidation and home/home equity loans are in the top 1% nationwide as measured in Rate Watch’s monthly rate survey. Offer subject to credit eligibility.

**See how University Checking is cooperatively powered and could earn you up to 5% APY in dividends.

To establish membership, you must deposit at least $5 to a Regular (Share) Savings Account. Contact UCU for complete details. Federally insured by NCUA.

Awesome Auto Loans

Top 1% Best Auto Rates in the Nation Guarantee!*

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University Communities

We’re all one University team.

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Our university community matters.

Member Eligibility

Proudly serving the University Community since 1951.

Member Benefits

It pays to be a member.

Mattel Children's Hospital Book & Toy Drive 2018

Donate new, unused books or toys to benefit Mattel Children’s Hospital UCLA.

University Credit Union was founded on UCLA's Campus in 1951

Proudly serving UCLA's Administration, Alumni, Faculty, Graduate Students, Staff, Students, and Family Members 

Enter UCU's Bank with your brain contest

You could win a $200 gift card!

Elevate Your Mind

Enter UCU's Bank with your brain contest

You could win a $200 gift card!

Elevate Your Mind

Commited to the University Communities


One of the biggest benefits of banking with your brain at UCU is access to our full breadth of financial expertise no matter where you’re located and which University t-shirt you wear. We serve multiple University campuses and have a national footprint since our alumni are in every state in the nation and across the world. Even with our global presence, our experts come together as one University team to deliver highly personalized service.


Universities are our sole focus and we’ve been doing it since 1951. You can expect high-touch, high tech service anywhere you need it. As a not-for-profit financial cooperative, we’re looking out for the best interest of just one person – you. And we’re here to give you a financial edge.

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Car Buying Secrets

Learn everything you need to buy a new car.

Crack The Code

Car Buying Secrets

Learn everything you need to buy a new car.

Crack The Code


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