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Giving Saint Mary's College a financial advantage.


It is with great honor that we partner with Saint Mary’s College as your Official Financial Institution.


Saint Mary’s College students, alumni, staff, faculty, and immediate family of existing members are eligible to open an account at University Credit Union. Our team is excited to give you a financial advantage by providing financial educational opportunities including workshops & seminars, one-on-one financial guidance, and, of course, every day banking needs. We can’t wait to have you as a member! You’ll enjoy surcharge-free ATM access on campus and at over 30,000 CO-OP ATMs nationwide, access to our online, on-demand financial education modules, our Best Rates in the Nation Guarantee* on loans and some special savings rates designed just for the Saint Mary’s College community.

Join us for a financial education opportunity.

Young Alumni Networking Event

Join us on Wednesday, August 7th from 6:30 p.m. - 8 p.m. in Dryden Hall at Saint Mary's College.

RSVP below to let us know if you’re interested in attending.


Official Gaels Rewards Credit Card

SMC Credit Card

Official Gaels Debit Card

SMC Debit Card


We’re excited to exclusively offer official Gaels credit and debit cards for the Saint Mary’s College community! Our official Gaels credit card is designed with the iconic image of the Saint Mary’s College Chapel, making it an ideal way to show your school pride.


With no application or annual fees, our official Gaels Rewards Credit Card1 offers you unlimited rewards points on your purchases, making it the perfect card for your everyday spending. Redeem points for travel, gift cards, merchandise, Mastercard® prepaid cards, and eCertificates for various merchants, and more. When you open a University Credit Union Rewards Credit Card, you’ll earn 2 points per every $1 spent on qualified purchases. Applying for an official Gaels credit card is easy! In the online application, under the ‘Types of Loan’ section, select ‘Rewards Credit Card’. Select ‘Rewards SMC Credit Card’ to finish the application process.


You can also sport your Gaels team spirit when you open an account and select the official Gaels Mastercard® debit card in your online application. With the official Gaels debit card, you can enjoy fee-free access to over 30,000 CO-OP ATMs nationwide, a secure and convenient way to make purchases, and immediate withdrawals from your account making it easier to manage your money. Join UCU and apply online today!


Look for us on campus at our banking hub in Dryden Hall, and on the field or court. Not only are we your financial partner, but we LOVE the Gaels and are excited to support Saint Mary’s Athletics and be part of the energy!


Become a member today! Click here to join.

Awesome Auto Loans

Best Rates in the Nation Guarantee!*

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We'd love to partner with your campus group, event, or special program!

We're here to enrich our University Communities. Interested in working with us? Contact our Growth Team today.

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Proudly serving the university community since 1951.

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Official Credit Union of Saint Mary's College

Proudly serving Saint Mary's College Administration, Alumni, Faculty, Graduate Students, Staff, Students, and Family Members 

Committed to the University Communities


One of the biggest benefits of banking with your brain at UCU is access to our full breadth of financial expertise no matter where you’re located. We serve multiple University campuses and have a national footprint since our alumni are in every state in the nation and across the world. Even with our global presence, our experts come together as one University team to deliver highly personalized service.


Universities are our sole focus and we’ve been doing it since 1951. As a not-for-profit financial cooperative, we’re looking out for the best interest of just one person – you. And we’re here to give you a financial advantage.