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Giving UC Davis a financial advantage.


It is with great honor that we partner with the University of California, Davis, in a campus-wide partnership, as your Official Financial Institution Partner. University Credit Union was founded by UC employees over 70 years ago and we’re proud to serve the university community exclusively. We’re excited to provide the Aggie family unparalleled products and services for years to come!


UC Davis students, alumni, staff, faculty, retirees, and family are now eligible to open an account at University Credit Union. Our team is excited to give you a financial advantage by providing financial educational opportunities including workshops & seminars, one-on-one financial guidance, and, of course, every day banking needs. We can’t wait to have you as a member! You’ll enjoy surcharge-free ATM access on campus and at over 30,000 CO-OP ATMs nationwide, access to our online, on-demand financial education modules, our Lowest Loan Rates in the Nation Guarantee* and some special savings rates designed just for the Aggies community. 


Our University Checking Account is loaded with features and designed to give Aggies the financial advantage they deserve. Earn up to 5.00% APY1, automatic ATM fee reimbursements up to $25/month2, loan rate discounts of 0.25% APY3 with auto pay on personal and auto loans, and more.


Official Aggie Rewards Credit Card

UC Davis Rewards Credit Card

Official Aggie Debit Card

UC Davis Debit Card


We’re excited to exclusively offer official Aggie credit and debit cards for the UC Davis community! Our official Aggie credit card features an iconic image of the UC Davis campus, making it an ideal way to show your school pride. With no application or annual fees, our official Aggie Rewards Credit Card4 offers you unlimited rewards points on your purchases, making it the perfect card for your everyday spending. Redeem points for travel, gift cards, merchandise, Mastercard® prepaid cards, eCertificates for various merchants, and more. When you open a University Credit Union Rewards Credit Card, you’ll earn 7 points per every $1 spent on qualified purchases for the first 70 days. After that, you will earn 2 points per $1 spent. Applying for an official Aggie credit card is easy! In the online application, under the ‘Types of Loan’ section, select ‘Rewards Credit Card’. Select ‘Rewards UC Davis Credit Card’ to finish the application process.


You can also sport your Aggies team spirit when you open an account and select UC Davis as your affiliated university in your online application. With the official Aggie debit card, you can enjoy fee-free access to over 30,000 CO-OP ATMs nationwide, a secure and convenient way to make purchases, and immediate withdrawals from your account making it easier to manage your money. Join UCU and apply online today!


University Credit Union has also partnered with UC Davis Stores to offer you affordable loan rates on computers, tablets, software and more! Aggie students, faculty, and staff can all apply and take advantage of this exciting offer! Learn more about the UCU Tech Loan and apply today.


UCU’s core purpose is to give members a financial advantage, along with the promise to advocate, educate, and innovate, to better serve the university community. Not only are we your financial partner, but we look forward to supporting the university in all its endeavors.


Become a member today!

Credit Unions and Banks. What’s the difference?


Saving members $14,648,854 simply by having their accounts with us.

Our average member saves $363,

whereas members with five accounts saved an average of $992.5

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Official Financial Institution Partner of UC Davis

Proudly serving the UC Davis Alumni, Faculty, Staff, Retirees, Students, and Family Members.