UCU and all our loan originators are NMLS-registered which is a seal of approval for mortgages and refinances.

S.A.F.E. (Secure and Fair Enforcement) for Mortgage Licensing Act

The Secure and Fair Enforcement for Mortgage Licensing Act (SAFE Act), requires credit union mortgage loan originators and their employing institutions to register with the Nationwide Mortgage Licensing System & Registry (NMLS).

Each employee of a credit union who acts as a mortgage loan originator must register with the Registry, obtain a unique identifier, and maintain this registration in accordance with the requirements of the S.A.F.E. Act.

Below are the registered mortgage loan originators of University Credit Union, NMLS #409731.

Estela Nagahashi – NMLS ID #1699957

Franklin Young – NMLS ID #424413

Michelle Pacheco – NMLS ID #662822

Johanes Angkadjaja – NMLS ID #1411033

Sheree Reid – NMLS ID #485777

Jennifer Leon – NMLS ID #1519527


One of the objectives of the SAFE Act is to provide consumers with easily accessible information at no charge regarding mortgage loan originators. You may access information at www.nmlsconsumeraccess.org

If you have questions about this disclosure, please contact us.

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