At UCU, we know everyone’s financial situation is different. That’s why we’re offering an opportunity to increase your savings in a safe and predictable way. Whether you’re a first-time investor or seasoned saver, we have a certificate solution that will meet your needs.


Don’t miss your opportunity to take advantage of this limited-time certificate special to help you boost your savings even more.


3.50% APY*

30-month certificate


Certificate special details


Wire Transfer

We’ll cover up to $50 of your wire transfer fee so you can move your money easily1


One monthly payment

Deposited funds are insured by the NCUA


No maximum amount

Minimum $500 deposit to open, with no maximum deposit amount

CDs and certificates: What's the difference?

Similar to certificates of deposit, or “CDs”, issued by banks, credit union certificates are a steady and secure way to grow your savings. No matter what happens with the market, the rate of your certificate will not fluctuate and is insured by the NCUA up to $250,000 per depositor and account type.


Want to learn more about certificates and why they might be a good fit for your savings goals?

Check out this video that breaks down the basics! 


Open a certificate today.

To become a UCU member and open our special certificate, complete our online membership application today!


Get started

Already a UCU member?

 If you wish to open a certificate, call us at 800.UCU.4510, or visit one of our advisory centers.