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Here's how the UCU Tech Loan works:

  • Borrow amounts from $500 to $5,000
  • Special rates for Aggies that start as low as 9.49% APR
  • Repayment terms up to 36 months

Apply today and get automatically approved in 3 easy steps!

*APR=Annual Percentage Rate. Term of up to 36 months. Effective 1/13/2025. Rates are subject to change without notice. Rates are based on an evaluation of credit history and other factors specific to your loan. Estimated loan payment on a 24 month loan is $45.91 per every $1,000 borrowed at 9.49% APR. Payment example includes an Automatic Payment discount of 0.25% from a UCU Account only, and includes a 0.25% Repeat Borrower discount. Must be 18 years or older to apply. University Credit Union Technology Loans apply to desktops, laptops, tablets, software and accessories. Loan amounts are from $500 up to $5,000. You are not limited to selecting a particular brand or model. All technology must be purchased through the UC Davis bookstore. Proof of payment (receipt) or purchase order (invoice) is required at time of funding.

 

To establish a UCU Membership, you must deposit at least $5 to a Regular (Share) Savings Account. All accounts are subject to approval.