Your car is an expression of you, so it has to be just right.


Whether you're buying, refinancing or payment shopping, we have the right options for you.

 

New and Used Auto Loan – As Low As 2.49% APR*

 

*Rates are based on an evaluation of credit history and other factors specific to your loan (such as loan term, loan amount, loan-to-value, age of collateral, as applicable) and may be higher than the lowest rates advertised. Lowest rates advertised are based on an established member’s loan with a term of 36 months or less, LTV (loan to value) of 70% or less and assumes a UCU Automatic Payment method1 and includes a 0.25% Repeat Borrowerdiscount. Rates are higher for LTV over 70% and/or terms greater than 36 months. Rate applies to 2011 and newer vehicles.

 

Estimated monthly payment example: New auto loan of $25,000 for 60 months for 100% LTV at 3.49% APR with UCU Automatic Payment1 and Repeat Borrower Discount2 will have an estimated monthly payment of $457.27.

 

First Time Auto Buyer Loan – As Low As 9.24% APR*

 

*Rates are based on an evaluation of credit history and other factors specific to your loan (such as loan term, loan amount, loan-to-value, age of collateral, as applicable) and may be higher than the lowest rates advertised. Lowest rates advertised are based on an established member’s loan with a term of 36 months or less, LTV (loan to value) of 70% or less and assumes an UCU Automatic Payment method1 and includes a 0.25% Repeat Borrowerdiscount. Rates are higher for LTV over 70% and/or terms greater than 36 months. Rate applies to 2011 and newer vehicles.

 

Estimated monthly payment example: New auto loan of $15,000 for 60 months for 100% LTV at 9.99% APR with Automatic Payment1 and Repeat Borrower Discount2 will have an estimated monthly payment of $323.79.

When you're purchasing a vehicle, the right loan is vital. Get the lead out and apply now.

Member Testimonial

"The way each UCU staff member cared for my every concern allowed me to drive away in my new ride."

- Beverly W.