Certificate Rates

Save for short- or long-term goals with a competitive and guaranteed dividend rate through a UCU Share Certificate

At UCU, you have multiple options and you’ll always know exactly what dividend rate you’ll receive during the term.

Fixed Share/IRA*

Account Type	Minimum Balance to Earn Dividends	Dividend Rate	Annual Percentage Yield (APY)
6-Month	$500	0.300%	0.30%
	$100,000	0.300%	0.30%
12-Month	$500	0.399%	0.40%
	$100,000	0.399%	0.40%
24-Month	$500	0.598%	0.60%
	$100,000	0.598%	0.60%
36-Month	$500	0.797%	0.80%
	$100,000	0.797%	0.80%
48-Month	$500	0.896%	0.90%
	$100,000	0.896%	0.90%
60-Month	$500	0.995%	1.00%
	$100,000	0.995%	1.00%

To join today, complete our online membership application. If you're already a UCU member and wish to open a Certificate, you can do so in-person at one of our advisory centers or by calling us at 800.UCU.4510.