Save for short- or long-term goals with a competitive and guaranteed interest rate through a UCU Certificate of Deposit.


At UCU, you have multiple options and you’ll always know exactly what interest rate you’ll receive during the term.

 

 

 

Specials

Account Type Dividend Rate Annual Percentage Yield (APY)
7-Month CD Special 1.24% 1.25%

 

 

Add-On Share Certificate

Account Type Minimum Balance
to Earn Dividend
Dividend Rate Annual Percentage Yield (APY)
12-Month $100-25,000 0.60% 0.60%
Kid Saver $50-2,000 2.96% 3.00%

 

 

Fixed Share/IRA/Coverdell Certificate

Account Type Minimum Balance
to Earn Dividends
Dividend Rate Annual Percentage Yield (APY)
6-Month $500 0.35% 0.35%
$10,000 0.55% 0.55%
$25,000 0.55% 0.55%
$100,000 0.55% 0.55%
12-Month $500 0.55% 0.55%
$10,000 0.80% 0.80%
$25,000 0.80% 0.80%
$100,000 0.80% 0.80%
18-Month $500 0.75% 0.75%
$10,000 0.80% 0.80%
$25,000 0.85% 0.85%
$100,000 0.90% 0.90%
24-Month $500 0.95% 0.95%
$10,000 1.00% 1.00%
$25,000 1.04% 1.05%
30-Month $500 1.14% 1.15%
$10,000 1.19% 1.20%
$25,000 1.24% 1.25%
$100,000 1.29% 1.30%
36-Month $500 1.34% 1.35%
$100,000 1.09% 1.10%
$10,000 1.44% 1.45%
$25,000 1.54% 1.55%
$100,000 1.64% 1.65%
48-Month $500 1.74% 1.75%
$10,000 1.83% 1.85%
$25,000 1.93% 1.95%
$100,000 2.03% 2.05%
60-Month $500 2.13% 2.15%
$10,000 2.23% 2.25%
$25,000 2.33% 2.35%
$100,000 2.42% 2.45%

By this point, we know you're ready to ramp up your savings. This is us getting out of your way. Open your account online.

Member Testimonial

"The way each UCU staff member cared for my every concern allowed me to drive away in my new ride."

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