Save for short- or long-term goals with a competitive and guaranteed dividend rate through a UCU Share Certificate

At UCU, you have multiple options and you’ll always know exactly what dividend rate you’ll receive during the term.




Share Certificates*

Account Type Minimum Balance
to Earn Dividends
Dividend Rate Annual Percentage Yield (APY)
6-Month $500 1.687% 1.700%
12-Month $500 1.884% 1.900%
24-Month $500 1.638% 1.650%
36-Month $500 1.638% 1.650%
48-Month $500 1.638% 1.650%
60-Month $500 1.638% 1.650%


To join today, complete our online membership application. If you're already a UCU member and wish to open a Certificate, you can do so in-person at one of our advisory centers or by calling us at 800.UCU.4510.

Certificates Calculator

Estimated Dividends Earned: $0

3APY= Annual Percentage Yield. This calculator is for planning purposes only. Your actual dividends may vary.

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