Certificate Rates

Save for short- or long-term goals with a competitive and guaranteed dividend rate through a UCU Certificate of Deposit.

At UCU, you have multiple options and you’ll always know exactly what dividend rate you’ll receive during the term.

Account Type	Minimum Balance to Earn Dividend	Dividend Rate	Annual Percentage Yield (APY)
12-Month	$100-25,000	0.60%	0.60%
Kid Saver	$50-2,000	2.96%	3.00%

Account Type	Minimum Balance to Earn Dividends	Dividend Rate	Annual Percentage Yield (APY)
6-Month	$500	0.35%	0.35%
	$10,000	0.55%	0.55%
	$25,000	0.55%	0.55%
	$100,000	0.55%	0.55%
12-Month	$500	0.55%	0.55%
	$10,000	0.80%	0.80%
	$25,000	0.80%	0.80%
	$100,000	0.80%	0.80%
18-Month	$500	0.75%	0.75%
	$10,000	0.80%	0.80%
	$25,000	0.85%	0.85%
	$100,000	0.90%	0.90%
24-Month	$500	0.95%	0.95%
	$10,000	1.00%	1.00%
	$25,000	1.04%	1.05%
	$100,000	1.09%	1.10%
30-Month	$500	1.14%	1.15%
	$10,000	1.19%	1.20%
	$25,000	1.24%	1.25%
	$100,000	1.29%	1.30%
36-Month	$500	1.34%	1.35%
	$10,000	1.44%	1.45%
	$25,000	1.54%	1.55%
	$100,000	1.64%	1.65%
48-Month	$500	1.74%	1.75%
	$10,000	1.83%	1.85%
	$25,000	1.93%	1.95%
	$100,000	2.03%	2.05%
60-Month	$500	2.13%	2.15%
	$10,000	2.23%	2.25%
	$25,000	2.33%	2.35%
	$100,000	2.42%	2.45%