Personal Loans and Lines Rates
Whether you are consolidating debt, taking on a home improvement project, or planning a vacation, we have a loan to fit your needs.
| Loan Type | APR* As Low As | Minimum Loan Amount | Term In Months | Estimated Monthly Payment Per $1,000 |
|---|---|---|---|---|
| Personal Loans | 9.49% | $500.00 | 6 | $171.311 |
| Blank | 10.24% | $5,000.00 | 48 | $25.48 |
| Blank | 10.99% | $10,000.00 | 60 | $21.74 |
*APR = Annual Percentage Rate. Rates are based on an evaluation of credit history and other factors specific to your loan or personal line of credit (such as loan term, loan amount, as applicable) and may be higher than the lowest rates advertised. Line of credit rate may change based on the index which is the Prime Rate as regularly published in the "Money Rates Table" of the Wall Street Journal. The current index for this quarter as of 12/19/2024 is 7.50%.
1This payment example is for a $500 loan at 9.49% APR, paid over a 6-month term. All other payment examples are estimates per $1000.
Personal Line of Credit
| Loan Type | APR* as low as |
|---|---|
| Personal Line of Credit | 15.44% |
*APR = Annual Percentage Rate. Rates are based on an evaluation of credit history and other factors specific to your personal line of credit and may be higher than the lowest rates advertised. Rate may change based on the index which is the Prime Rate as regularly published in the "Money Rates Table" of the Wall Street Journal. The current index for this quarter as of 12/19/2024 is 7.50%.
Personal Loan Calculator
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University Credit Union offers membership to employees, students and alumni of UCLA, Pepperdine University, Loyola Marymount University, Santa Clara University, Saint Mary's College, UC Irvine, UC Davis, UC San Diego, Georgia Tech, University of Texas at Arlington, Abilene Christian University, Mount St. Mary's University, Chabot College and Las Positas College, West Coast Conference Universities, Western Athletic Conference Universities, and other universities throughout California. UCU offers a variety of products and services including checking accounts, credit cards, home mortgages, auto loans, personal loans, commercial loans, insurance, investments, as well as digital banking.