Savings Rates
Build a rock-solid foundation. As a not-for-profit credit union, we're committed to providing higher savings rates than many competitor banks.
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Savings
Account
Minimum Balance To Earn Dividend
Dividend Rate
Annual Percentage Yield (APY*)
High Yield Savings1
$2,500
2.716%
2.75%
Regular Savings
$25
0.150%
0.15%
- Disclosure + -
Rates current as of January 1, 2026. Rates subject to change without notice.
Business Savings
Account
Minimum Balance To Earn Dividends
Dividend Rate
Annual Percentage Yield (APY)*
Business Share2
$25
0.150%
0.15%
- Disclosure + -
Rates current as of February 18, 2026. Rates subject to change without notice.
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University Credit Union offers membership to employees, students and alumni of UCLA, Pepperdine University, Loyola Marymount University, Santa Clara University, Saint Mary's College, UC Irvine, UC Davis, UC San Diego, Georgia Tech, University of Texas at Arlington, Abilene Christian University, Mount St. Mary's University, Chabot College and Las Positas College, West Coast Conference Universities, Western Athletic Conference Universities, and other universities throughout California. UCU offers a variety of products and services including checking accounts, credit cards, home mortgages, auto loans, personal loans, commercial loans, insurance, investments, as well as digital banking.
University Credit Union offers membership to employees, students and alumni of UCLA, Pepperdine University, Loyola Marymount University, Santa Clara University, Saint Mary's College, UC Irvine, UC Davis, UC San Diego, Georgia Tech, University of Texas at Arlington, Abilene Christian University, Mount St. Mary's University, Chabot College and Las Positas College, West Coast Conference Universities, Western Athletic Conference Universities, and other universities throughout California. UCU offers a variety of products and services including checking accounts, credit cards, home mortgages, auto loans, personal loans, commercial loans, insurance, investments, as well as digital banking.
*APY = Annual Percentage Yield.
1APY is accurate as of 1/1/2026 and subject to change or end at any time. Dividend rate is 2.716%. Minimum opening deposit is $5. Minimum balance required to earn APY is $2,500.00. The High Yield Savings Account is a tiered rate account. 0% APY for a balance less than $2,500.00 and 2.75% APY for balances $2,500.00 and more. The APY for each balance tier is variable and is subject to change after the account is opened. High Yield Savings Account is only available for new money deposited to UCU. New money is money not currently or previously held in a UCU account.
2A $5 minimum balance is required to maintain membership.
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