What’s new from University Credit Union
Your financial institution should be more than just a place where you keep your money. At University Credit Union, we believe in open communication, fostering financial freedom, and dedicating ourselves to your financial well-being.
At UCU, transparency and honesty are fundamental to how we operate. That's why we regularly update our member-owners with the latest UCU news, CEO insights, and environmental and social responsibility initiatives. Join us today and experience the difference.
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Best Rates in the Nation Guarantee*
At University Credit Union, you can get low rates on credit cards, vehicle loans, consumer loans, and HELOCs by taking advantage of our Best Rates in the Nation Guarantee.
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Personal loan rates
Empower your dreams with flexible financing about Personal loan rates -
Credit card rates
Low interest rates, high rewards about Credit card rates -
Home loan rates
Unlock your dream home about Home loan rates
What’s new from UCU?
Letters from the CEO
Stay updated with news about the latest UCU happenings for our member-owners, direct from our CEO.
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See what is happening at UCU
Stay current with the latest and greatest from UCU! Tips, expert insights and current happenings.
Learn more about See what is happening at UCU Press release
The latest news from UCU
Stay up to date with our news section— your all-in-one source for the latest updates on industry trends, university events, member perks, and more.
Learn more about The latest news from UCU News
The UCU Annual Report
The University Credit Union annual report provides our member-owners with a snapshot of our accomplishments over the past year and an outline of our plans for the year ahead.
Learn more about The UCU Annual Report Annual report
Register for UCU workshops and events
Stay in the know about our upcoming events and contests. Register online for your chance to be a part of something exciting!
Learn more about Register for UCU workshops and events UCU events
Frequently asked questions
Need more information?
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- Why do credit unions have better rates? Being a member-owned cooperative instead of a traditional bank lets us offer you better rates—from higher interest rates on checking, savings, and money market accounts to lower rates on credit cards and home, auto, or personal loans.
- Why do credit unions have better rates?
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- Who can join University Credit Union? At University Credit Union, we offer membership to students, staff, faculty, and alumni from many different universities, as well as family members of our current member-owners.
- Who can join University Credit Union?
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- Are credit unions a safe place to keep my money? Traditional banks insure at least $250,000 deposits with the Federal Deposit Insurance Corporation (FDIC). University Credit Union share deposits are federally insured through the National Credit Union Administration (NCUA) in the National Credit Union Share Insurance Fund (NCUSIF). The fund is backed with the full faith and credit of the United States Government. Share accounts in federally insured credit unions are insured to at least $250,000 and IRAs are insured separately to $250,000. Not one penny of insured savings has ever been lost by a federally insured credit union member.
- Are credit unions a safe place to keep my money?
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- Where can I find University Credit Union financial news and personal finance tips? At University Credit Union, we support the financial wellness of our member-owners with continual financial news updates and informational blog posts.
- Where can I find University Credit Union financial news and personal finance tips?
Latest resources
Calculators
UCU provides a wide range of financial tools for our member-owners, including calculators to help you calculate your mortgage interest, plan your retirement and more.
Learn more about Calculators 
Learning center
Our financial resources center includes plenty of easy-to-use, interactive, and dynamic learning tools to help you manage your money better. Start learning today.
Learn more about Learning center 
Fee schedule
We're committed to total transparency surrounding our fees for general member-owners and business account holders.
Learn more about Fee schedule Giving our University Communities a financial advantage
University Credit Union offers membership to employees, students and alumni of UCLA, Pepperdine University, Loyola Marymount University, Santa Clara University, Saint Mary's College, UC Irvine, UC Davis, UC San Diego, Georgia Tech, University of Texas at Arlington, Abilene Christian University, Mount St. Mary's University, Chabot College and Las Positas College, West Coast Conference Universities, Western Athletic Conference Universities, and other universities throughout California. UCU offers a variety of products and services including checking accounts, credit cards, home mortgages, auto loans, personal loans, commercial loans, insurance, investments, as well as digital banking.
University Credit Union offers membership to employees, students and alumni of UCLA, Pepperdine University, Loyola Marymount University, Santa Clara University, Saint Mary's College, UC Irvine, UC Davis, UC San Diego, Georgia Tech, University of Texas at Arlington, Abilene Christian University, Mount St. Mary's University, Chabot College and Las Positas College, West Coast Conference Universities, Western Athletic Conference Universities, and other universities throughout California. UCU offers a variety of products and services including checking accounts, credit cards, home mortgages, auto loans, personal loans, commercial loans, insurance, investments, as well as digital banking.
*UCU guarantees that our lowest loan rate for cars, credit cards, consumer loans, and HELOCs are in the top 5% nationwide as measured in a monthly rate survey by Rate Watch, a part of S&P Global. Rates are subject to approval and based on an evaluation of credit history and other factors specific to your loan (such as loan term, credit score, loan amount, loan-to-value, and length of credit) and may be higher than the lowest rates advertised. Rates are subject to change at any time.
Apply to join our exciting team
We're always looking for smart, savvy employees to join our ever-growing UCU community of financial experts and service representatives. Browse our career opportunities today.
Learn more about Apply to join our exciting team Environmental and social sustainability initiatives
We believe in supporting causes that better our communities and our planet, making a positive impact on our environment.
Learn more about Environmental and social sustainability initiatives Find a location near you
You're covered from coast to coast with 30,000 surcharge free CO-OP ATMs and 5,000+ shared branches