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Only for our MVPs—this offer won’t stay in play for long.

The Four-Pointer Certificate isn’t just a savings account, it’s your next power play. Lock in your rate to secure big-time returns with a short-time commitment.

No hoops to jump through, no hassle— just a clear path to extra earnings. Ready to take your savings up a notch?

Certificate special details

  • Available only on new money deposited to UCU

  • No maximum deposit

  • Deposited funds are insured by the NCUA

Four-Pointer Certificate

4.00% APY* 6-month certificate

New funds only. No maximum. 

 

If you are already a UCU member-owner and wish to open a certificate, log in to your UCU digital banking account, select 'Menu', then 'More', and submit the secure form ‘Four-Pointer Certificate Request' to our team. For further assistance, call us at 800.UCU.4510.

 

Not a member? Click the link below and become one today!

Why should I open a certificate?

Similar to certificates of deposit, or "CDs", issued by banks, credit union certificates. Certificates are a steady and secure way to grow your savings. No matter what happens with the market, the rate of your certificate will not fluctuate and is insured by the NCUA up to $250,000 per depositor and account type.

*APY = Annual Percentage Yield. Special promo rate is 4.00% APY based on dividend rate of 3.928% available only on new money deposited to UCU. New money is money not currently or previously held in a UCU account. Promotional rate in effect as of January 21, 2025. Special Promotional certificate will renew as a 6-month certificate at the available rate for the product at that time. Minimum opening deposit is $500. Minimum balance to obtain APY is $500.

 

Promotional rates are subject to change or end without notice. Penalty may be imposed for early withdrawal. Fees may reduce earnings. For other details regarding this account, you can reference your disclosures which covers all other terms and conditions. Ask us for further information about the terms and fees that apply to these accounts.

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