
High Yield Savings Account.
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High Yield Savings Account.
Earn 3.25% APY*.
Complete your membership application and open your high yield savings account in minutes:
*APY = Annual Percentage Yield. APY is accurate as of 10/1/25 and subject to change or end at any time. Dividend rate is 3.203%. Minimum opening deposit is $5. Minimum balance required to earn APY is $2,500.00. The High Yield Savings Account is a tiered rate account. 0% APY for a balance less than $2,500.00 and 3.25% APY for balances $2,500.00 and more. The APY for each balance tier is variable and is subject to change after the account is opened. High Yield Savings Account is only available for new money deposited to UCU. New money is money not currently or previously held in a UCU account.