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A bold new beginning - Los Angeles, California, United States

A bold new beginning

Our redesigned website has arrived.

We're thrilled to unveil our upgraded online experience from UCU. Packed with an array of innovative features and helpful resources, our new website is your passport to all-in-one financial management anywhere you go.

Our redesigned website takes center stage as your go-to resource for all things UCU. With an intuitive navigation, detailed product overviews, and dynamic financial tools, you have all the information you need to make smart money moves right at your fingertips.

With a modern aesthetic and user-friendly layout

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With a modern aesthetic and user-friendly layout, our enhanced website sets a new standard for visual appeal and ease of use.
Elevate your browsing experience

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Elevate your browsing experience with a wealth of information about products and services that fit your financial lifestyle.
A responsive design that is fully optimized

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A responsive design that is fully optimized for mobile devices means you can enjoy seamless access on the go.
Gain direct access to our team of certified financial experts in just a tap

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Gain direct access to our team of certified financial experts in just a tap. Easily book an appointment or chat with our virtual assistant, Royce, ensuring you receive personal guidance whenever you need it most.
Explore our lineup of interactive financial tools

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Explore our lineup of interactive financial tools, from calculators to budget planners, expertly crafted to empower your financial journey.

Our new look has been thoughtfully designed to enhance your banking journey and provide you with the tools and resources to achieve your financial goals with confidence.

 

1APY = Annual Percentage Yield. To earn up to 5.00% APY, member must have a qualifying University Checking Account. Based on a combined rate of 4.88%. Credit card must be active, have at least one monthly transaction (excludes balance transfers and cash advances), and be enrolled in credit card eStatements to qualify for the extra 1.00% APY in dividends. Account does not earn dividends if there is a $0 balance in a HELOC at the end of the month. All accounts must be in good standing with no delinquency or bankruptcy pending. Multiple loans in the same category count for only 1.00% APY in dividends.

 

Qualifying University Checking Accounts will earn 1.00% APY in dividends on balances up to $25,000. Balances above $25,000 will be paid at the regular checking rate. Qualifying University Checking Accounts are defined as having at least 25 transactions per month (includes transactions made with both debit and credit cards) and enrollment in eStatements. If the requirements are not met, then no dividend is earned. Secondary University Checking Accounts not eligible to earn APY. Dividends are calculated by the daily balance method, which applies a daily periodic rate to the balance in the account at the end of each day. Dividends are disbursed monthly into the active University Checking Account. APY is accurate as of the last dividend declaration date. Fees could reduce the earnings on the account. Rate subject to change after account opening and may vary based on qualifications met at month end. Not valid with any other offers. To establish a UCU Membership, you must deposit at least $5 to a Regular (Share) Savings Account. A $50 minimum deposit is required to open a University Checking Account. All accounts are subject to approval.

 

2APR = Annual Percentage Rate. Rates stated available on approved credit and may be different as determined by the individual creditworthiness of each applicant. The maximum annual percentage rate for a UCU Credit Card is 23.99% APR. Rates current as of November 8, 2024, and are subject to change based on market conditions and borrower eligibility.

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