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Routing Number: 322079502

Home Equity/Line of Credit

Access your home’s equity for home improvement and more!

Being a homeowner can be advantageous, especially if you have built up equity in your house, townhouse or condominium. Use that equity to pay for home improvements, bill consolidation, or college tuition.

Home Equity Loan
Put the equity in your home to good use by consolidating higher interest debt, making home improvements, paying for college, purchasing your dream vehicle and much more.

  • Borrow up to 90% of your combined loan to value
  • Fixed rates and payments
  • Terms of 7, 15 or 25 years
  • Interest may be tax-deductible (consult with your tax adviser)

Get started today. Complete the online Pre-Qualification Application or call a Real Estate Loan Representative at 310.477.6628, x 2304.  Click here to view current rates.

Some restrictions may apply. Total funds are disbursed at one time. All loans listed are available only to members residing in California and on primary member residences (single-family, owner-occupied detached dwellings, condos, or townhouses)in the following counties: Los Angeles, Orange, Ventura, Riverside, San Diego and San Bernardino. Rates are subject to change without notice. Loans issued subject to credit review.

Home Equity Line of Credit
Whether you want to renovate, pay tuition or just sneak off to some exotic locale, we won’t judge—we just want to help! With a home equity line of credit, you’ll have a flexible source of cash with a lower interest rate than credit cards or other loans. Enjoy the peace of mind that comes with access to:

  • A line of credit that provides a smart source of cash
  • Borrow up to 90%** of your combined loan to value
  • No points or annual fees (loans up to $250,000)*
  • Low, “interest only” monthly payments
  • Instant access online or with free checks
  • Interest may be tax-deductible (consult with your tax advisor)

Get started today. Complete the online Pre-Qualification Application or call a Real Estate Loan Representative at 310.477.6628, x 2304.  Click here to view current rates.

* Interest-only payments apply to Home Equity Line of Credit Loans of up to $250,000 with a maximum 90% CLTV *** and during draw period only.
** Maximum loan amount of $50,000.00 on Home Equity Line of Credit Loans with C LTV of 90%.
***Combined Loan to Value (CLTV)
Some restrictions may apply.  All loans listed are available only to members residing in California and on primary member residences (single-family, owner-occupied detached dwellings, condos, or townhouses) in the following counties: Los Angeles, Orange, Ventura, Riverside, San Diego and San Bernadino. Rates are subject to change without notice. Loans issued subject to credit review. Mortgage Loan Originator Information. Mortgage Loan Servicing Information.