Home Equity Line of Credit


Being a homeowner can be advantageous, especially if you have built up equity in your house, townhouse or condominium. Put the equity in your home to good use by consolidating higher interest debt, making home improvements, paying for college, purchasing your dream vehicle and much more.

Home Equity Line of Credit features:

  • A variable line of credit that provides a smart source of cash
  • Borrow up to 90% of your combined loan to value
  • No points or annual fees
  • Minimum Loan amount is $20,000
  • Instant, convenient, online access
  • Interest may be tax-deductible (consult with your tax advisor)

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Get started today. Complete the online Pre-Qualification Application or call a Real Estate Loan Representative at 310.477.6628, x 2304.


**APR= Annual Percentage Rate. Introductory Rate good for 1 year from date of closing. Rate will change based on the index which is the Prime Rate as regularly published in the “Money Rates Table” of the Wall Street Journal. Payment ex.: $100,000 at 1.99% APR has a payment of $163.50 interest-only for 1 year. Interest-only payments apply to Home Equity Lines of Credit with a maximum 90% combined loan-to-value and during draw period only. Minimum Credit Limit $20,000. The current index for this quarter as of 6/13/18 is 5.00%. Rate is subject to change quarterly. Maximum rate is 17.99%. Floor rate is 4.00% Minimum payment during the draw period is the greater of $100 or equal the finance charges (interest) that accrued on the outstanding balance during the preceding billing period. All loans listed are available on primary member residences (single-family, owner-occupied detached dwellings, condos, or townhouses). Some restrictions may apply. Rates are subject to change without notice. Loans issued subject to credit review.  Mortgage Loan Originator Information. Mortgage Loan Servicing Information.