Personal Loan/Line of Credit

If you have credit card balances with high rates then a UCU Personal Loan and Personal Line of Credit Loan may be the perfect option to consolidate your high interest rate card balances into one lower rate loan.

UCU’s Personal Loan and Line of Credit Loan are versatile because they can be used for just about anything you choose!

Personal Loan:

  • Low, fixed Annual Percentage Rate (APR)
  • Payments can be based on a 60-month repayment term
  • No application fee
  • Borrow as little as $500!
  • One-time disbursement
  • Convenient online application!

Personal Line of Credit Loan:

  • Low, variable Annual Percentage Rate (APR)
  • No application fee, annual fee or cash advance fees
  • Payments based on balance
  • Borrow as little as $500!
  • Line of Credit ready to use when you are! No cost until the funds are disbursed!
  • Self-service: Use eBranch or Fone-Teller to transfer funds to your UCU account when you need them.
  • Convenient online application!
Disclaimer: All loans are available only to members residing in California. Rates are subject to change without notice. Loan issued subject to credit review. Contact UCU for complete details.