Mortgage Loans

UCU has great options for a home purchase mortgage or refinance mortgage!

We are here to help you whether you are buying a new home or want to refinance your current mortgage for one with a lower rate! We provide all the great benefits you’ve come to enjoy as a credit union member.

Mortgage Loan Options — UCU gives you many mortgage loan options, including:

  • Low Fixed and Variable Rates
  • Conventional and Jumbo Loans
  • “Cash Out” Loans
  • Low Closing Costs
  • VA and FHA Loans

Free Member Services UCU is here to help you save money when purchasing a home or with your budgeting needs:

  • 25% Rebate on Real Estate Commissions through the Home Benefits Plus program when you buy or sell a house using their realty agencies.
  • Free Budget & Debt Counseling when you use BALANCE, counselors who can give you advice and help get you on the right track so that you can purchase a house.

Apply Today! — Start the application process or get more information:

Disclaimer: All loans are available only to members residing in California and on primary member residences (single-family, owner-occupied, detached dwellings, condos, or townhouses) in the following counties: Los Angeles, Orange, Ventura, Riverside, San Diego and San Bernardino. Some restrictions may apply. Rates are subject to change without notice. Loans issued subject to credit review. Mortgage Loan Originator Information. Mortgage Loan Servicing Information.