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Routing Number: 322079502

Individual Retirement Accounts (IRA)

Let a UCU IRA help guide your road toward retirement savings! This advanced planning will help generate income into your golden years.

Choose from these great options:

  • Traditional IRAs: Great for tax-deferred earnings
  • Roth IRAs: Take advantage of possible tax-free withdrawals, including earnings!

Check out our competitive rates and variety of IRA Certificate Accounts.

Contribution options:

  • Annual contribution limits: For the 2016 and 2017 tax year, the contribution total can be up to $5,500* per year into your traditional or Roth IRA.
  • Catch-up contributions: Members age 50 and over may now exceed the regular annual contribution by $1,000 for tax years 2016 and 2017!
  • Rollover options: If you are retiring or changing jobs, roll over your retirement funds to an IRA to avoid stiff withholding and tax penalties.

*You must meet Internal Revenue Code eligibility requirements. Not intended to provide tax advice. Please contact a tax professional.