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Woman making a purchase with a credit card at a store
Jan 14,   2026

Why a 10 Percent Credit Card Rate Cap Could Hurt Consumers

This article unravels the implications of a 10 percent credit card rate cap on consumers and their spending habits.

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Woman out shopping under holiday lights at a storefront
Oct 07,   2025

Your Guide to Savvy Spending

A detailed guide that explores the fundamentals of saving, budgeting, and spending to enhance your financial wellness during the holiday shopping season.

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Man in the airport walking to his flight for summer travel.
Jun 27,   2025

Budget for Summer Travel with UCU Tips

Master the art of summer travel budgeting with the strategic use of credit cards.

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Couple walking down a sunny street together
Jul 15,   2021

What Does APR for a Credit Card Mean?

When you’re shopping for a credit card, you’ll hear the term APR over and over. But what exactly does credit card APR mean? Understanding credit card APR is...

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Woman checking her credit card number making an online purchase
Jul 02,   2021

Credit Card vs. Debit Card: Which Should You Choose?

Making a purchase with cash is quickly becoming a thing of the past. Because this is the case, it’s beneficial to have non-cash payment options...

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Giving our University Communities a financial advantage
University Credit Union offers membership to employees, students, alumni, and direct family of UCLA, Pepperdine University, Loyola Marymount University, Saint Mary's College, UC Davis, UC San Diego, Georgia Tech, Abilene Christian University, Mount St. Mary's University, Chabot College and Las Positas College, West Coast Conference Universities, Western Athletic Conference Universities, and other universities throughout California. UCU offers a variety of products and services including checking accounts, credit cards, home mortgages, auto loans, personal loans, commercial loans, insurance, investments, as well as digital banking. Click here for full eligibility and membership options.

Leaving University Credit Union Website

You are leaving ucu.org. The site you are about to visit is not operated by UCU. Please refer to the Terms of Use and Privacy Policy for this outside website as they may differ from UCU’s. UCU does not endorse and assumes no liability for any alternate website’s content and does not represent either the third-party or the member if the two enter into a transaction.