Pay Uncle Sam upfront and ignore him in retirement.
Thank the late Sen. William Roth of Delaware, whose name is on the tax relief act that lets you choose this option for retirement savings. It comes with distinct tax advantages, mainly that you're investing after-tax money so you can withdraw earnings and contributions tax-free beginning at age 59 1/2. Think about it - if you plan to retire in a higher tax bracket, might as well pay at the lower rate now.
Retirement planning is pretty exciting, and we want you to be well-informed. Make sure you talk to your tax professional to understand all the tax implications and details before you open your Roth IRA.
To join today, complete our online membership application. To open a Roth IRA, please contact us at 800.UCU.4510 or visit one of our advisory centers.
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