Save for short- or long-term goals with a competitive and guaranteed dividend rate with a UCU IRA Certificate


At UCU, you have multiple options and you’ll always know exactly what dividend rate you’ll receive during the term.

IRA Certificates*

Account Type Minimum Balance
to Earn Dividends		 Dividend Rate Annual Percentage Yield (APY)
6-Month $500 0.349% 0.350%
12-Month $500 0.449% 0.450%
14-Month Special1 $500 2.227% 2.250%
24-Month $500 0.648% 0.650%
30-Month Special2 $500 3.445% 3.500%
36-Month $500 0.847% 0.850%
48-Month $500 0.946% 0.950%
60-Month $500 1.045% 1.050%

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