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4 Ways To Get The Best HELOC Rate
Home equity lines of credit can be a good fit in certain situations. If they are something you’re considering, you want to go about it intelligently. If you have a combined loan-to-value (CLTV) ratio of under 90%,...
What Does APR for a Credit Card Mean?
When you’re shopping for a credit card, you’ll hear the term APR over and over. But what exactly does credit card APR mean? Understanding credit card APR is important because it will help you find the best credit card interest rate...
Credit Card vs. Debit Card: Which Should You Choose?
Making a purchase with cash is quickly becoming a thing of the past. Because this is the case, it’s beneficial to have non-cash payment options...
Understanding HELOC Requirements
If you’re a homeowner and you have built up some equity in your home, you may be eligible for a home equity line of credit (HELOC). A HELOC can be an effective way to finance home improvements and other short-term projects and goals. How can you do...
Personal Lines of Credit vs. Personal Loans
When it comes to borrowing money, you might be curious about the difference between personal loans vs. lines of credit, how interest rates work, and how funds are paid out? In the meantime,...
How Cash Back Credit Cards Work
Do you have a cash back credit card in your wallet? If not, reconsider the card you’re currently carrying! A cash back credit card gives you back a percentage of the charges you make monthly, essentially...
Leaving University Credit Union Website
Giving our University Communities a financial advantage
University Credit Union offers membership to employees, students and alumni of UCLA, Pepperdine University, Loyola Marymount University, Santa Clara University, Saint Mary's College, UC Irvine, UC Davis, UC San Diego, Georgia Tech, University of Texas at Arlington, Mount St. Mary's University, Chabot College and Las Positas College, West Coast Conference Universities, The Big West Universities, Western Athletic Conference Universities, Southland Conference Universities, and other universities throughout California. UCU offers a variety of products and services including checking accounts, credit cards, home mortgages, auto loans, personal loans, insurance, investments, as well as digital banking.