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Understanding Your Credit Score | The UCU Blog | University Credit Union
Jul 15, 2022

Understanding Your Credit Score | The UCU Blog | University Credit Union

Understanding Your Credit Score. You know how important your credit score is to your financial health, but do you know how your credit score gets calculated...

How Much Home Can I Afford?
Jun 24, 2022

How Much Home Can I Afford?

When looking to buy a home, you’ll need to figure out how much you can afford. Home affordability budget sheets can be helpful tools for understanding your potential monthly mortgage payment...

University Credit Union
Jun 03, 2022

How and When to Refinance a Personal Loan

We’ve all been through times in our lives when we could use a bit of extra cash. Whether it’s an unexpected situation or a big life event like a wedding, sometimes you just don’t have the cash on hand...

Credit 101: The Basics of Borrowing
May 20, 2022

Credit 101: The Basics of Borrowing

While credit scores can be confusing to many new borrowers, they are important to understand. To put it simply, credit scores are how lenders determine the risk they may take on by giving you money to borrow...

Fixed or Adjustable Rate: Which Mortgage is Right for You?
Apr 29, 2022

Fixed or Adjustable Rate: Which Mortgage is Right for You?

Buying a home is a significant accomplishment in your life. It’s also important to choose the right type of mortgage for your unique financial needs. That’s why couples like Doug and Heather...

How to Prevent Fraud and Keep Your Accounts Secure
Mar 18, 2022

How to Prevent Fraud and Keep Your Accounts Secure

Fraud and identity theft can ruin your credit score, create a massive headache, and negatively affect your overall financial health...

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University Credit Union offers membership to employees, students and alumni of UCLA, Pepperdine University, Loyola Marymount University, Santa Clara University, Saint Mary's College, UC Irvine, UC Davis, UC San Diego, Georgia Tech, University of Texas at Arlington, Mount St. Mary's University, Chabot College and Las Positas College, West Coast Conference Universities, The Big West Universities, Western Athletic Conference Universities, Southland Conference Universities, and other universities throughout California. UCU offers a variety of products and services including checking accounts, credit cards, home mortgages, auto loans, personal loans, insurance, investments, as well as digital banking.