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How and When to Refinance a Personal Loan
We’ve all been through times in our lives when we could use a bit of extra cash. Whether it’s an unexpected situation or a big life event like a wedding, sometimes you just don’t have the cash on hand...

Credit 101: The Basics of Borrowing
While credit scores can be confusing to many new borrowers, they are important to understand. To put it simply, credit scores are how lenders determine the risk they may take on by giving you money to borrow...

Fixed or Adjustable Rate: Which Mortgage is Right for You?
Buying a home is a significant accomplishment in your life. It’s also important to choose the right type of mortgage for your unique financial needs. That’s why couples like Doug and Heather...

How to Prevent Fraud and Keep Your Accounts Secure
Fraud and identity theft can ruin your credit score, create a massive headache, and negatively affect your overall financial health...

How to Teach Children to Save Money
For parents, every milestone their child reaches is cause for excitement and celebration. Getting older usually means more independence and, more responsibility. And a primary responsibility is learning how to save and...

Private and Federal Student Loans: The Differences
Whether you’re an undergraduate or graduate student, or even a parent, when it comes to paying for college, you’ve probably considered getting a loan. If you're thinking about using student loans to help cover any costs that might exceed...
Leaving University Credit Union Website
Giving our University Communities a financial advantage
University Credit Union offers membership to employees, students and alumni of UCLA, Pepperdine University, Loyola Marymount University, Santa Clara University, Saint Mary's College, UC Irvine, UC Davis, UC San Diego, Georgia Tech, University of Texas at Arlington, Abilene Christian University, Mount St. Mary's University, Chabot College and Las Positas College, West Coast Conference Universities, Western Athletic Conference Universities, and other universities throughout California. UCU offers a variety of products and services including checking accounts, credit cards, home mortgages, auto loans, personal loans, commercial loans, insurance, investments, as well as digital banking.