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- July 2025 (32)
What Does APR for a Credit Card Mean?
When you're shopping for a credit card, you'll hear the term APR over and over. But what exactly does credit card APR mean? Understanding credit card APR is...
4 Ways To Get The Best HELOC Rate
Home equity lines of credit can be a good fit in certain situations. If they are something you're considering, you want to go about it intelligently..
Secured vs. Unsecured Loans: What's the Difference?
Most of us need a little financial help at one time or another. Maybe you have a large, unanticipated expense like a home or car repair.
Are HELOCs a Good Idea?
Tapping into your home equity is a very convenient way to obtain a loan that can be used for many different things, like a home renovation project
Staying Safe When Shopping or Banking Online
Banking and shopping online are modern conveniences we've come to rely on to make our lives easier and more efficient. We use our phones,..
How to Create a Simple Budget
If you're like most people, you work hard for your money. You need much of that income to meet your obligations - housing, food, transportation, insurance, etc.
Leaving University Credit Union Website
Giving our University Communities a financial advantage
University Credit Union offers membership to employees, students and alumni of UCLA, Pepperdine University, Loyola Marymount University, Santa Clara University, Saint Mary's College, UC Irvine, UC Davis, UC San Diego, Georgia Tech, University of Texas at Arlington, Abilene Christian University, Mount St. Mary's University, Chabot College and Las Positas College, West Coast Conference Universities, Western Athletic Conference Universities, and other universities throughout California. UCU offers a variety of products and services including checking accounts, credit cards, home mortgages, auto loans, personal loans, commercial loans, insurance, investments, as well as digital banking.